In the card game of Baccarat, there are two primary bets: the Player bet and the Banker bet. These two bets represent the two main hands that are dealt in the game.
The Player bet is placed on the player is hand, which consists of two cards. The goal is for the player is hand to have a total point value of nine or as close to nine as possible. If the player is hand has a total of eight or nine, this is known as a "natural" and no more cards are drawn.
The Banker bet is placed on the banker is hand, which also consists of two cards. The goal for the banker is hand is the same as for the player is hand - to have a total point value of nine or as close to nine as possible. The rules for drawing additional cards are determined by a set of predetermined rules known as the "tableau."
Both the Player and Banker bets pay even money, with the exception of a winning Banker bet that is subject to a 5% commission. The bet that results in a hand closest to nine wins the round.
Players can also place a Tie bet, which is a wager that the Player and Banker hands will have the same total point value. The Tie bet typically pays out at a higher odds, but it is considered a long shot as the hands are tied less often than either the Player or Banker hand winning.
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